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Post by Fractal on May 25, 2011 20:36:07 GMT
Checking online for a loan (for new car) and the fixed APR is 6.8%. Applied and after filling in details it was duly accepted (in principle) with my signature sent back on the agreement papers which I am of course to send back followed by the money transferred into my bank account within three days, no problem. I still was obliged to speak to a representative after all this for a secondary agreement (in principle) before the papers were sent out to me to be signed. Ok, so they blinded me with legal jargon but at least I would have time to read them before signing so all fine. One option was to pay £39 to have a courier bring the papers to sign to get the money for me asap! Agreement papers arrived this morning and after looking through them, the APR has now gone up 2% (8.8%) from the 6.8% clearly stated online. They can swivel!  The car will have to wait a week or two longer. Really miffed about this........... |
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Post by Geranium on May 25, 2011 21:23:41 GMT
I can imagine - and you have every right to be annoyed! What reason do they give for the 2% rise? |
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Post by merlin on May 25, 2011 21:44:30 GMT
Can't see the point of a "Secondary agreement" SteveN, I would be inclined to look for another company, a well known one, you get what you pay for and I would be wary of cheaper deals.
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Post by steve on May 25, 2011 21:49:07 GMT
Looks to me like once a human got involved then he wanted 2% commission
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Post by floydie on May 26, 2011 0:20:34 GMT
I once got caught out by one of these scams, I was told to pay £30 odd to have money transfered into my account the next day, i never herd anything more or got any money, rip off  . |
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Post by Louise on May 26, 2011 5:42:28 GMT
Looks to me like once a human got involved then he wanted 2% commission Yes, i thought the same. I would not pay that extra and that company can either take it or leave it |
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Post by Rosie on May 26, 2011 14:38:25 GMT
You could be better speaking to a bank Steve. At least everything is all done at the same place.
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Post by merlin on May 26, 2011 15:06:34 GMT
You could be better speaking to a bank Steve. At least everything is all done at the same place. Yeh after all you own most of them ;D |
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Post by Lou78W on May 26, 2011 15:31:52 GMT
You could be better speaking to a bank Steve. At least everything is all done at the same place. It wouldn't surprise me if he was   |
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Post by merlin on May 26, 2011 17:21:39 GMT
You could be better speaking to a bank Steve. At least everything is all done at the same place. It wouldn't surprise me if he was ;D was his name Fred Goodwin ? Oh sorry Sir Fred Goodwin ;D |
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Post by Fractal on May 26, 2011 19:55:42 GMT
I can imagine - and you have every right to be annoyed! What reason do they give for the 2% rise? Still don't know. I just wait and wait in a queue for ages. Just gave up. I'll wait till they ring me! |
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Post by Fractal on May 26, 2011 19:56:27 GMT
Can't see the point of a "Secondary agreement" SteveN, I would be inclined to look for another company, a well known one, you get what you pay for and I would be wary of cheaper deals. The loan was from Sainsbury's. |
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Post by merlin on May 26, 2011 20:57:36 GMT
Can't see the point of a "Secondary agreement" SteveN, I would be inclined to look for another company, a well known one, you get what you pay for and I would be wary of cheaper deals. The loan was from Sainsbury's. Next time I go I'll ask if I can loan a bag of carrots |
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